Student health insurance is meant to be affordable. Health insurance coverage is vitally important while a student is in college!
Insurance health coverage is mandatory for all eligible college students . During the time you are registered at the University, you are required to enroll in the U-SHIP Basic or Prescription Advantage coverage , or waive enrollment by providing evidence that you have health insurance coverage that is comparable.
Student health insurance is billed annually at the beginning of the academic year and appears on your first statement for tuition and fees. Student Health Services is an ambulatory clinic only, and does not provide major hospitalization or treatment outside of the clinic. Student health insurance coverage is only one of the options available to provide for your medical needs and protect you in the case of an emergency until you graduate. In addition to the student health coverage plan offered by your school, you may be able to remain on your parents’ group health plan. Students enrolling (or already enrolled) must request the graduation extension which will expire one year from the student?s graduation date. Please keep in mind that there can be no break in coverage from the original plan and the extension. Students wishing to be enrolled by the College in the Student Insurance Plan should verify the charge on your student account.
Students who provide proof of continuous enrollment in an alternative U.S.-based health insurance plan with comparable benefits are able to waive out of the SHIP coverage each semester. Students enrolled in SHIP are eligible to purchase coverage for their spouse and/or for any dependent children under the age of 19 who reside with the student.
Students with limited out of area coverage or otherwise inadequate coverage are urged to carefully review their options before waiving the SHC sponsored insurance plan. Deadlines to waive the insurance are prior to the first 14 days of the semester. Students will still be free to choose alternative insurance so long as their plan’s coverage meets or exceeds the minimum requirements listed at the bottom of this page. In order to use alternate insurance, students must complete and submit the Student Health Insurance Waiver form no later than the 20th day of classes each semester.
Health coverage for students is generally considered to have the advantages of a large group plan without the usual high cost large group insurance requires. Student health insurance is a way to ensure you can get medical care when you need it, at a price that is affordable. Health insurance for students is typically less expensive than a traditional individual health care plan and is tailored to the needs of the typical college student. Student health coverage is also required for all commuter international students, student-athletes, and Nursing and Physical Therapy students. Marymount University allows F-1 International Visa students as well as Nursing and Physical Therapy program students to opt out of the University’s health insurance plan by showing proof of existing coverage and completing a waiver form.